Monday 7th July - What small DFW things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

Morning :wave: Another week off :T hope the weather is going to be good!

So dgd gets me up at 5am and now has gone for her first nap! Going to call the HV today & ask some advice about this. Before she was ill she was sleeping in sometimes until 7.

DFW things for today:

* checked banking & shifted some funds
* put childcare money from dd into bills account
* going to visit friend today for a play date & a catch up
* purchase Portuguese CD & book from Amazon
* do stock inventory & meal plan
* check onepoll
* Change energy supplier. Hopefully get £30 cashback - don't think last time we changed this was offered?
* hopefully dd will have dgd for a few hours today & I can get on & sand some of the hallway doors
* all meals from stores
* buy some bread and milk
* finish planting flowers in troughs on decking - got 3 packs on Friday from B&Q for a grand total of 90p :T original price was £11 :eek:

Yay!!!! My Kobo is still working! Dgd threw it in the bath yesterday so I stuck it in a bowl of rice until just now and it's still working :j

Think that's all I need to do today. Hope it's a painless Monday for you all! x

garfield1983

Morning Determined

Today I have;
* left my money at home
* brought in breakfast and lunch to work
* although not financial I have allocated all my work time out into tasks to ensure I get everything done I need to (arrived at work at 6.45am but don't start until 8am so I can get some personal tasks completed as well (paperwork, checking bank accounts and also 15 mins browsing on MSE...)

Hope you all have a great day x

mooomin

Morning

Thanks for starting us off DNM.

[STRIKE]Banking[/STRIKE]
YNAB reconciliation
Pay in cash to the bank
Packed lunch
Gammon, egg and chips for dinner
[STRIKE]Charge phone at work[/STRIKE]
Charge Kindle at work
Text friend to ask him to grab boxes from his work so we can box up living room items
Take stuff to the local tip that can't be recycled
Box up living room items
Write letter to penpal and post it
Post RM Survey item
Post book to a friend
Start taking up the laminate flooring in the living room

xcarlyx

Today will be a NSD day
Charge my phone at work
Burn a candle to relax when home

mumofthetwins

Morning guys .... Looks lovely outside ... So wishing I was off work ��

Today's to dos

Have a NSD
Took packed lunch to work
Pay money from Carboot yesterday into the bank
Check online banking
Check credit cards
At BF for dinner so he has that in already ��
Charge phone at work
Do my PAD
Post eBay stuff

Have a good one ... I'm so jelious if anyone sitting in there garden reading a book (can you tell what I would rather be doing lol)

Lisa x

ziggy2407

Good Morning All

dnms - Thanks for starting us off today and oops re: the kobo

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Son's birthday today so should be a good day but feeling extremely down (mum is almost 80 and has been in bed for the last 3 days (totally unheard of) feeling and looking shocking - phoned to get Drs appointment and he told her to get in a taxi down to the surgery, I have since rung and refused, shes just too ill. My brother called over yesterday but refused to visit mum cos he didnt want to catch whatever it was shes got, other brother is on holiday but never visits anway - so I feel that everything is falling on me, hubby and son again as we wont sit back and see her struggling or alone, but can feel the stress affecting me and my body). Has been a manic morning already but waiting for a Dr to visit now. Todays little list:

Packed lunches for DH & DS - Done
Check Banks - Done
Check swapits - Done
Meals from cupboards/freezer -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit - find new project
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -


Have a great day, love you all xx

C xx

ziggy2407

mumofthetwins wrote: »

Morning guys .... Looks lovely outside ... So wishing I was off work ��


Have a good one ... I'm so jelious if anyone sitting in there garden reading a book (can you tell what I would rather be doing lol)

Lisa x

I'll swap you, lol, Im not working (due to a heart attack) but at the min the lack of normality and the amount of stress going through are driving me insane (and can feel it in my chest too)

Sorry for moaning, hope today is better for you than you think

mooomin

[STRIKE]Banking[/STRIKE]
[STRIKE]YNAB reconciliation[/STRIKE]
[STRIKE]Pay in cash to the bank
[/STRIKE][STRIKE]Packed lunch[/STRIKE]
[STRIKE]Gammon, egg and chips for dinner [/STRIKE]
[STRIKE]Charge phone at work[/STRIKE]
[STRIKE]Charge Kindle at work[/STRIKE] Ready for me to keep reading the Game of Thrones books!
[STRIKE]Text friend to ask him to grab boxes from his work so we can box up living room items[/STRIKE]Boxes delivered
Take stuff to the local tip that can't be recycled
[STRIKE]Box up living room items[/STRIKE]
[STRIKE]Write letter to penpal and post it[/STRIKE] I've started it. Posting delayed until after work
[STRIKE]Post RM Survey item
Post book to a friend[/STRIKE]
Start taking up the laminate flooring in the living room

Getting there...!

mumofthetwins

Ah sorry to hear that Ziggy ... supose i shouldnt complain really as i do enjoy my job (most of the time)
hope your feeling better soon
lisa x

cjd1991

Afternoon guys, today's to dos...

Post Ebay items
Pay bank bills
Transfer some funds
Purchase football season ticket
Charge phone at work
Complete paperwork
Prepare tomorrow's dinner for work

Definitely feel like i've missed something...

foxgloves

Afternoon Campers,
An early start today as got up at 5.50 a.m raring to go!
*Two loads of laundry washed on Economy 7 before cheap tariff ended.
*All line-drying in the sunshine.
*Did rubber pork - roast dinner yesterday, hot pork cobs tonight, a tray of pork slices in gravy for the freezer & a packed lunch.
*Made pineapple chutney with 2 of the enormous pineapples I got from the market on Saturday. It's really yummy, can't wait to have a big blob of it on some cheese on toast :-) Made sure I included a smaller pretty jar, as that will be tarted up later in the year for a present.
*Made lemon pickle. Doesn't need cooking, just got to stand the jar somewhere sunny & remember to shake it every day. (Took opportunity as lemons v cheap on the market at the moment).
*Baked & decorated some little cakes for mr f's youth group.
*Watered veggies.
*Cut home grown lettuce & cucumber for a big salad tonight.
*Did a couple of surveys.
*Started researching cat insurance - might change providers this time, as can get big nectar points with Sainsbury's pet insurance at the moment.
*Made tomorrow's packed lunch & work snacks.
*Knit more of current project for present box.
*Tweaked meal plans - need to bake some bread rolls tomorrow, so may as well make a pizza at the same time.
*Weed courgette bed, but not until I've had a cup of tea.
Cheers,
f x
Ziggy - sorry to hear of your troubles. Hope it's nothing too serious with your Mum, it doesn't sound too good. Try not to let the stress affect you too much. You really can only do what you can do, tho' it does sound as though your brothers could be a bit more helpful, forgive me for saying so!
f x