Student and 'Commuting' on insurance

busiscoming2

Does a full time student need 'commuting' on their insurance policy if they use the vehicle to get to and fro college?

System

Well you are commuting, your occupation is student and your place of work is the college

System

!!!!!! wrote: »

Well you are commuting, your occupation is student and your place of work is the college

If you take work home with you, you need business use.

System

Clifford_Pope wrote: »

If you take work home with you, you need business use.

Does that mean that anybody that has a works uniform needs business insurance because they have the property of their employer in the vehicle?

Aretnap

The wording tends to be something like "commuting to a permanent place of work or study" so yes that would include a student going to college.

In my experience commuting cover usually adds nothing or pennies to the premium so it's not a big deal - if there's any chance that you might need it there's no reason not to add it. Business use is much the same.

Seanymph

I did when i insured my youngsters.

And to and from work because they worked weekends.

It didn't cost any more money - so it's better to have it covered.

System

CalvinKumar wrote: »

your occupation is student and your work field is your collage.

Very good - that should go in the Quote of the Year competition.

You mean like Art & Design students, just sticking bits of pictures in a random pattern ?

busiscoming2

So today I spoke to the insurers, they said they didn't include going to College as commuting. So best to check as it would have been a £30 increase in premium.