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first direct regular saver - 6%

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Comments

  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes £93 is about the right number after BR tax. You can use the MSE Reg Saver Calculator to play about with numbers.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    masonic wrote: »
    .... why would anyone use a regular saver with ROI of around 3% when I could put the money in a current account and earn 5%?

    i think 'the way to do it' is to save any lumps you have at 3% or 5% or whatever you can get. and then, at the risk of stating the obvious, use Regular Savers as Regular Savers. just save £250/300 or whatever you can on a monthly basis to save up a useful lump sum, earning upto 6% in the process.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ..then, if you want to, add the £3k or so, plus interest, to your 'lump sum pot' and start another Regular Saver.

    i have 2 maturing this month, with HSBC and WBBS, and they are going to neatly clear and close my NatWest and Tesco credit card accounts:A
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