Advice on car insurance, please.

dacouch

JA5502 wrote: »

I think this reasoning is a fallacy of relevance, but I thank you for contributing.

Bouncy dog's comment is how the Insurer will normally view it when you ring to complain about the matter. Although many will give an exgratia payment to soften the blow of you paying back the missed instalments, especially if you're polite to the person you speak to.

JA5502

dacouch wrote: »

Bouncy dog's comment is how the Insurer will normally view it when you ring to complain about the matter. Although many will give an exgratia payment to soften the blow of you paying back the missed instalments, especially if you're polite to the person you speak to.

Thank you, I will consider that.

Seanymph

If you agreed a sum for the year, say £400 - then you pay £400 for the year.

You can't pay less because they didn't take it quickly enough surely?

You ordered something, agreed a price they have provided the something - the only thing in question is that they have extended you credit for longer than they agreed.

I don't see how that means you should get it cheaper.

frank777

Check askMID for free - key in your car registration and check if your car is showing up on the database - if not watch out for the Police!

Keep a note of the person you spoke to and their phone number, you don't want to end up having your car impounded by the police

Smithers37

Seanymph wrote: »

If you agreed a sum for the year, say £400 - then you pay £400 for the year.

You can't pay less because they didn't take it quickly enough surely?

You ordered something, agreed a price they have provided the something - the only thing in question is that they have extended you credit for longer than they agreed.

I don't see how that means you should get it cheaper.

Exactly. The very question I had asked.

---

When I moved in to my house, we didn't get a gas / electric bill for 3 months, does that mean I shouldn't have to pay because my poor budgeting meant I didn't take it in to account? Of course not.

Whether or not he needed to claim on the policy - he had the cover and the insurers were bound to the contract to pay in that time period.

So no, expatreturning's post did not clear it up.