Attendance allowance /carers allowance

jlawrence

margaretclare wrote: »

Anyone whose pensions income is above means-testing level will be paying income tax, whether a 'multi-millionaire' or someone just above the means-tested level - that's a huge spectrum of people. In other words he/she will already be paying it back. So what is your problem?

Thankfully using your example, they will also be repaying up to 40% of their State Retirement pension as well.
In my opinion (and it will no doubt form part of the manifesto of one party or another next year) all welfare monies paid out should be means tested, and for those that aren't, should be subject to tax.

jlawrence

wildwestfan wrote: »

If AA is means tested then so must DLA/PIP. Don't think that would be very popular.

You are so wrong. It might be unpopular with the recipients but sure as $ell it would be very popular with the general public when they hear of millionaire Lottery winners still demanding their DLA payments and a new car from Motability.

jlawrence

xylophone wrote: »

I know a very elderly person who now needs care and attention day and night and is self funding (from pension and savings) in a care home - I see no reason whatsoever why she should not receive her AA.

She can if she wants, but she should either pay tax on it or have it means tested. Take your pick - one or the other.

jlawrence

xylophone wrote: »

I know a very elderly person who now needs care and attention day and night and is self funding (from pension and savings) in a care home - I see no reason whatsoever why she should not receive her AA.

Duplicate message deleted

xylophone

She can if she wants, but she should either pay tax on it or have it means tested. Take your pick - one or the other.

I can see no earthly reason why such a payment should be either taxed or means tested.

Should people who could afford private medical care not be allowed to use the National Health Service?

She has paid and continues to pay her income tax!

Now my beef concerns those who have large amounts in savings in off set mortgages and who are still expecting benefits......;).

jlawrence

xylophone wrote: »

Now my beef concerns those who have large amounts in savings in off set mortgages and who are still expecting benefits......;).

In which case could you suggest what we would do in 2020 and more likely much earlier if the money isn't there when the mortgage id due to be settled?
Ironically, if we had not put this £100,000 aside at the time and tied it up in the property with no mortgage, we would have got benefits?

NYM

jlawrence wrote: »

In which case could you suggest what we would do in 2020 and more likely much earlier if the money isn't there when the mortgage id due to be settled?
Ironically, if we had not put this £100,000 aside at the time and tied it up in the property with no mortgage, we would have got benefits?

What were the advantages of taking on such a mortgage ?

seven-day-weekend

jlawrence wrote: »

Thankfully using your example, they will also be repaying up to 40% of their State Retirement pension as well.
In my opinion (and it will no doubt form part of the manifesto of one party or another next year) all welfare monies paid out should be means tested, and for those that aren't, should be subject to tax.

If their income is enough, yes they will. State Pension is taxable.

I don't see why contributory Benefits such as State Pension should be means-tested. You have already contributed through your NI. Or would you rather that yet again those who haven't paid in get it and those who have, don't?

margaretclare

jlawrence wrote: »

Thankfully using your example, they will also be repaying up to 40% of their State Retirement pension as well.
In my opinion (and it will no doubt form part of the manifesto of one party or another next year) all welfare monies paid out should be means tested, and for those that aren't, should be subject to tax.

You are obviously well-informed as to the intentions of 'one political party or another'. You use the phrases 'in my opinion' and 'no doubt'. Can one deduce that you have the ear of the various politicians on the national stage at the moment?

I've heard different politicians talking, most of them I don't agree with, but I haven't come across this proposal before. I belong to a minority party and it is not part of our manifesto.

If a pensioner was in the higher tax bracket I would doubt whether they would bother to claim AA. It is something that has to be claimed, which is not the case for other benefits e.g. winter fuel allowance.

jlawrence

NYM wrote: »

What were the advantages of taking on such a mortgage ?

Hi, to be honest I don't know other than it was the only way that the bank would lend us the £100,000.