We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Advice for a Young Investor
Comments
-
Single shares are obviously riskier as your eggs are all in one basket. I think collective investments are the way to go as you can drip feed money in on a regular basis (it's not so easy with individual shares).
dfMaking my money go further with MSE :j
How much can I save in 2012 challenge
75/1200 :eek:0 -
maxlovell2 wrote: »What % Equity would you recommend to go for?
Personally I'm 100% near enough but you need to understand the volatility of that. You have age on your side so plenty of time for compounding but bear in mind it will be a rollercoaster sometimes.
Rather than selling out when prices drop, I do the opposite and buy more to get a bargain. Active pound cost averaging.Remember the saying: if it looks too good to be true it almost certainly is.0 -
Personally I'm 100% near enough but you need to understand the volatility of that. You have age on your side so plenty of time for compounding but bear in mind it will be a rollercoaster sometimes.
Rather than selling out when prices drop, I do the opposite and buy more to get a bargain. Active pound cost averaging.
Yeah I am only 19 and have nobody who depends on me so I am okay with risk. This is my first investment so what I am planning to do is:
Invest £2100 into the FUND: Vanguard LifeStrategy 100% Equity Fund A Acc
And I will do this through my stocks and shares isa with AJbells youinvest.
Sound good?0 -
At a young age, you should consider 100% equities provided you are OK with the extra volatility.What % Equity would you recommend to go for?
I would also suggest a smaller companies investment like Aberforth.We have a climate emergency and need to re-think investing strategies to avoid sectors that are part of the problem such as oil & gas and embrace climate-friendly options such as renewable energy.0 -
Would this be a good decision to invest in:
Vanguard LS 100% equity
Vanguard Global Small-Cap Index
If this is a good decision... what % in each fund would you guys reccomend?
Thanks for advice so far really helpful! I was finding difficult to finally pull the trigger and invest!0 -
If you have narrows it down to the two Vanguards, you might find more useful info and discussion in this thread: https://forums.moneysavingexpert.com/discussion/43922710
-
Thankyou, after reading this I think im just going to go all in into the vanguard 100% LS and then I can look into other investments in the future if I wish0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards