Being changed a Barclaycard Platinum

Senseicads

Hi I am just checking something with you fine folk. I have had a Barclaycard for many a year, it used to be an egg card. I have just recieved an email saying that my card is being changed to a platinum card, as my current card is no longer available and I cannot opt out of this. I spent years owing £10,500 at 29.9% and after struggling for ages I managed to pay this off and I am now in the process of spending on the card and paying off in full each month so that my credit score improves. Long term goal is for a mortgage, you know how it goes!

I am just making sure that this is something that I should be ok with? The email says

I’d like to keep my current card. Can I opt out?
Unfortunately, the card you currently hold will no longer be available. Because of this, you won't be able to opt out of the move.

Sorry to be a bit paranoid but it seems odd that they are getting rid of their basic credit card? Is this happening to anybody else?

Thanks in advance.

[Deleted User]

It's very common with card providers. Nothing to worry about if there are no significant t&cs changes.

Senseicads

Thanks, there doesn't seem to be any significant changes. I was just wanting to make sure!

fozmcfc

I got this as well.

My situation, my Egg card was paid off in 2009, it was then changed with everyone else to a Barclaycard. But since I paid it off, it has had a zero balance on it.

So, I haven't used the card for 4 - 5 years. Unlike other card providers, which I didn't use for over a year, Barclaycard, seem to want to keep my card open and now this.

It only has a £500 limit on it, which I reduced it to, when I paid it off years ago. I keep it, just in case, a rarity happens when a company will only accept visa credit cards for payment, as it's my only Visa CC.

planteria

and you usually use Amex?

thebritishbloke

BarclayCard is moving everyone over from cards that they've bought the customers from, to their own products.