Balance transfer classed as cash advance


Can I do a balance transfer to a card with zero balance so that i take advantage of the my 0% on balance transfer period and have a credit on my second card by the amount of the balance transfer? I could then use this credit for purchases.


  • Thrugelmir
    Thrugelmir Forumite Posts: 89,546
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Be in contravention of the account terms. You may well find your account access suspended.
  • Stooz
    Stooz Forumite Posts: 11 Forumite
    depends on the card, some have T&C's which stop this - they will return the money to the original card.
    Some will intergate you for money laundering.
    Some actively encouraged positive balances, but I am not aware of a specific card that is of use to you currently.
  • haycorns
    haycorns Forumite Posts: 356
    Part of the Furniture 100 Posts Combo Breaker
    I managed this this week using a barcaly card to create a positive balaance on a tesco card.
  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Forumite Posts: 4,617
    Mortgage-free Glee!
    For more information visit the resource link -
    I smell :spam:
    Are you for real? - Glass Half Empty??
This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 338.9K Banking & Borrowing
  • 248.6K Reduce Debt & Boost Income
  • 447.6K Spending & Discounts
  • 230.8K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 171.1K Life & Family
  • 244K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards