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e60london
Posts: 71 Forumite
Hi all,
I have been with hsbc for many years but would like to move to sandtander. I just cant get over the fact that i have repaid a large loan with hsbc in the past so suspect i have a good relationship with them. Will moving banks affect me getting good offers?
I have been with hsbc for many years but would like to move to sandtander. I just cant get over the fact that i have repaid a large loan with hsbc in the past so suspect i have a good relationship with them. Will moving banks affect me getting good offers?
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Comments
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Probably. Average age of accounts can be a big factor in some lending decisions. If you want to open a new account, I'd open it and keep the HSBC account open.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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