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isa question??

what is best thing to do,I have regular saving isas in my name and my wifes with nationwide (2.59%)you can only put £1250 amonth into it,and both have another isa wich pays 1.5%,so whats best thing to do with new isa allowance upto 15k keep putting it in monthly or just top up the lower rate??

Comments

  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Assuming you are BR tax payers and have the £15Ks in current accounts that pay decent interest, your best bet is to leave all the money in there until end of March next year. Then, just before the FY year is out, deposit the lot into whichever ISA is best at the time.
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