Closing current accounts to improve file?

smnberryman

Hi

I have a bunch of current accounts that I use as savings accounts.

In general, would it improve my credit file if these were closed/settled?

If so, how long after closing them would it be reflected in the credit file? Day/Days/Week/Month?

Thanks

thebritishbloke

Do they have overdraft facilities? If not, then no. Current accounts are largely ignored on credit searches if they have no credit facility.

If you were to close them, it'd show up usually in about a month.

smnberryman

Thanks for the reply.

No they don't have an available overdraft so I'll leave them alone.