elderly mother income

athome

my mother is in her 90's, is on Guaranteed Pension Credit and couple of years ago I checked on AIP with DWP as she sold her small house, went into council bungalow and wanted to make sure we did everything correctly. We were advised that after a certain age savings were not taken into account. We had that verified several times. She is now hoping to move into sheltered flat and the same AIP still applies, what is the situation with savings. Not sure what she has but need to know if there is a limit. Thanks

bryanb

That's a new one.

Indie_Kid

Not heard of this before either.

There isn't a limit as such on pension credit. It just stops when your entitlement is £0.

anmarj

athome wrote: »

my mother is in her 90's, is on Guaranteed Pension Credit and couple of years ago I checked on AIP with DWP as she sold her small house, went into council bungalow and wanted to make sure we did everything correctly. We were advised that after a certain age savings were not taken into account. We had that verified several times. She is now hoping to move into sheltered flat and the same AIP still applies, what is the situation with savings. Not sure what she has but need to know if there is a limit. Thanks

bit in bold - not true. with the AIP it means that any increase in capital is not taken into account, however if she has a life changing event then the capital will be reassessed. If she is just changing address this will not end the AIP only if she moves into a care home.

With Universal Credit coming in, one of the changes is that AIP's will no longer exist, I am sure I got told after April 2016, no decision has been taken yet (so far as I know) what will happen to those that have existing AIP, it may be that they will remove everybody's AIP and that means all increases in capital have to be reported regardless of age. If this is removed then the tarriff income of £1 for every £500 above £10,000 will apply to the Pension Credit award.

NYM

How did she manage to get a council bungalow having just sold her own home ?

pmlindyloo

anmarj wrote: »

bit in bold - not true. with the AIP it means that any increase in capital is not taken into account, however if she has a life changing event then the capital will be reassessed. If she is just changing address this will not end the AIP only if she moves into a care home.

With Universal Credit coming in, one of the changes is that AIP's will no longer exist, I am sure I got told after April 2016, no decision has been taken yet (so far as I know) what will happen to those that have existing AIP, it may be that they will remove everybody's AIP and that means all increases in capital have to be reported regardless of age. If this is removed then the tarriff income of £1 for every £500 above £10,000 will apply to the Pension Credit award.

You can have an indefinite income assessed period if you are over 75 years of age.

http://www.entitledto.co.uk/help/assessedincomeperiod.aspx

This means you do not have to report changes in savings.

I can confirm this having spoken to Pension Credit just today.

Sadly my mum passed away last Saturday and was checking to see if there were any overpayments.

I was told that there were none and also checked as she had an AIP even though she was in a nursing home.

Apparently as mum had been awarded an indefinite AIP this remained even though she was in a nursing home.

Needless to say I took the helpful person's name and noted the date and time of the call - just in case!

athome

She hasn't just sold her own home, it was sold a few years ago and anyone can apply for council property, if they are eligible then they are considered for housing, many people going into sheltered housing do this.


thanks anmarj, yes she is just changing address.


sorry bryanb, checked several times with DWP to make sure it was correct.

athome

thank you so much pmlindyloo - you've confirmed what they told me few years ago and I just needed to check it was correct still. Hopefully other people who read the thread will benefit from the info if they have elderly parents, thanks again.

anmarj

pmlindyloo wrote: »

You can have an indefinite income assessed period if you are over 75 years of age.

http://www.entitledto.co.uk/help/assessedincomeperiod.aspx

This means you do not have to report changes in savings.

I can confirm this having spoken to Pension Credit just today.

Sadly my mum passed away last Saturday and was checking to see if there were any overpayments.

I was told that there were none and also checked as she had an AIP even though she was in a nursing home.

Apparently as mum had been awarded an indefinite AIP this remained even though she was in a nursing home.

Needless to say I took the helpful person's name and noted the date and time of the call - just in case!

I know how aip's work thank you, dealt with them since 2003, on a move to a care home from an address the aip is ended, benefit reassessed and then possibly reset.

Mojisola

pmlindyloo wrote: »

I can confirm this having spoken to Pension Credit just today.

Sadly my mum passed away last Saturday and was checking to see if there were any overpayments.

I was told that there were none and also checked as she had an AIP even though she was in a nursing home.

Apparently as mum had been awarded an indefinite AIP this remained even though she was in a nursing home.

When Dad moved into a care home last year, it caused an automatic reassessment of his 'indefinite' AIP. As he was no longer living at home, the value of the house was counted as capital.

Mojisola

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/284304/foi-636-2014.pdf

If a customer is aged 75 or over when the assessed income period is set, it will be set indefinitely – so it will not end automatically after five years. It will, however, still end if the customer:-
• goes permanently into a care home
(and several other instances).