Halifax Clarity CC additional cardholder

Middle_Sister

I am thinking of applying for the Halifax Clarity CC as my nephew is going travelling soon and I was planning to put him down as an additional cardholder as I want him to have the card as a backup. I am worried though how much could be taken from this account if he loses the card or is pressurised into using it.
I was also going to give him a preloaded card but don't know which currency to preload the card with. The choices are Sterling, Dollars or Euros but he is travelling to New Zealand, Thailand and South America. I know cash advances can be made in local currencies from cash machines using the Halifax Clarity CC but I don't know how easy it will be to find cashpoints and also I read one customer had a problem getting cash abroad.
Any advice appreciated.

System

I would avoid giving a card with a large limit to a backpacker.

Probably better with something like Kalixa Pay.
It's about £7 but cashback from quidco or free via moneysupermarket.
It will give the same MasterCard rate with purchases

Middle_Sister

I looked at the Kalixa pay card but you incur a charge of over £2 every time you withdraw from an ATM. Knowing him he'd be withdrawing money left right and centre.

zagfles

If he loses it it won't be a problem, unless he does something stupid like write the PIN number on it (and even then liability is limited, to £50 IIRC).

What do you mean "pressurised into using it", if you mean persuaded by a hard sell, then there is nothing you can do, if you mean forced to make a withdrawal at knifepoint then that should be covered by insurance (like any mugging) if not by the bank.

Middle_Sister

Yes, in case he was forced to withdraw money. I think I will get one as a back up and hope he doesn't have to use it. I just want to make sure he's not in difficulty.