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Balance transfer
Comments
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Thanks for everyone's replies.
I never thought of using my ISA but that guide explains it really simply, even I can see the benefits.
I have applied for the Halifax BT card, they haven't offered me enough to transfer my entire balance but it will take a massive chunk off it meaning my remaining repayments will be much more manageable.
If I hadn't posted on this forum and got all your support I would've ended up carrying on making minimum repayments and getting myself into trouble, so thank you for taking the time to reply and give me the reality check I needed.0
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