own a house want to buy council house help!

craigsmoney

i currently own my own house and have done for the last two years now i have an issue i have met well i hope i have met the love of my life but only time will see, a women who currently lives in a council house and is unwilling to move in with me as she says she is happy there with her two kids. now for my bit help! i dont like paying rent for no reason so if i was to move in with her could we buy the house together i dont mean right now but i want to know my options or would i have to sell my house first sorry for going on so much lol

thesaint

What does the council say?

I think you are being foolish, but that's your choice.

Pixie5740

If you move in with your GF then after 12 months you can jointly apply for RTB.

Rent isn't paid for no reason. Rent is paid to put a roof over your head.

Poppie68

Pixie5740 wrote: »

If you move in with your GF then after 12 months you can jointly apply for RTB.

Rent isn't paid for no reason. Rent is paid to put a roof over your head.

The 12 months is for family members only.

If you wanted to buy you would of had to of been a tenant of social housing for 5 years and this is your only or main home.

Edit: And it has to be a secure tenancy, you can only apply to go on the tenancy after you have been living there 12 months.

Pixie5740

Poppie68 wrote: »

The 12 months is for family members only.

If you wanted to buy you would of had to of been a tenant of social housing for 5 years and this is your only or main home.

Edit: And it has to be a secure tenancy not a flexible.

Good point. I'd forgotten about the part about being a tenant of social housing for 5 years.

aggypanthus

In Scotland rtb is ending in 2016.

She is being wise and cautious to be keeping her place, her own security.

mrs_motivated

If further down the line you intended to become joint tenants and submit a Right to Buy application and buy the council house, you would need to sell your other property first.


As secure tenants you would not able to exercise a right to buy unless it is your only home. If you did and the council find out about the other home at a later stage they could require repayment of the discount or bring proceedings for damages against the tenant.


If they got an award of damages against the tenant they could attach that judgment by way of a charging order over the property.

lighting_up_the_chalice

Poppie68 wrote: »

The 12 months is for family members only.

If they were living together as man and wife, that would count. She would still be the tenant and the applicant for the purpose of RTB, but no reason for him to not fund the purchase.

lighting_up_the_chalice

mrs_motivated wrote: »

If further down the line you intended to become joint tenants and submit a Right to Buy application and buy the council house, you would need to sell your other property first.


As secure tenants you would not able to exercise a right to buy unless it is your only home. If you did and the council find out about the other home at a later stage they could require repayment of the discount or bring proceedings for damages against the tenant.


If they got an award of damages against the tenant they could attach that judgment by way of a charging order over the property.

You are confusing the terms "house" and "home". It matters not if he owns another house as long as the council property is his home.

leveller2911

lighting_up_the_chalice wrote: »

You are confusing the terms "house" and "home". It matters not if he owns another house as long as the council property is his home.

Are you saying that as a Joint tenant the OP can own another property and also exercise the RTB with his future wife?..

If so thats against every Council/HA tenancy I have seen (which is around a dozen,lol) .

All of the Tenancy agreements clearly state "A tenant who is named on the tanency agreement (either soley or jointly ) may not own another property".A partner who is not on the TA can own another property.

lighting_up_the_chalice

leveller2911 wrote: »

Are you saying that as a Joint tenant the OP can own another property and also exercise the RTB with his future wife?..

If so thats against every Council/HA tenancy I have seen (which is around a dozen,lol) .

All of the Tenancy agreements clearly state "A tenant who is named on the tanency agreement (either soley or jointly ) may not own another property".A partner who is not on the TA can own another property.

Them's the rules. You can have another dozen houses and still excersise your RTB. No restrictions on property ownership at all.

http://righttobuy.communities.gov.uk/wp-content/uploads/2014/03/Your-Right-to-Buy-Your-Home-A-Guide_March-20141.pdf