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  • Reaper
    Reaper Posts: 7,355 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    gadgetmind wrote: »
    I'm also working towards early retirement, and do have decent non-pension investments, but every extra year derisks things so much that it would be silly of me to retire before 55.
    I'm going off topic here but yes I am thinking of 55 too. I haven't planned it out properly yet but in principle I thought at that age I could retire and live of savings, leaving my pensions running. When the savings get low I would start on my SIPP, company pensions, and then finally the state pension.
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