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Defaulted account

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  • The account has been re added with a new default date of 16/09/2009 given them another year off reporting it will this never end
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Dumpyboy,

    Companies certainly should not be recording new default dates on accounts.

    So we can look into this and find out what has happened please email your details to [EMAIL="UKSocialsupport@experian.com"]UKSocialsupport@experian.com[/EMAIL]

    Kind Regards
    Neil
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • dumpyboy
    dumpyboy Posts: 379 Forumite
    For the third time the defaulted account was put on my file this time the 31/10/14 date why can they not follow rules last time on the 16/10/14 they told me system error but can you make that same mistake 3 times this is a delbirate act
  • dumpyboy
    dumpyboy Posts: 379 Forumite
    Another month and guess what the default has re added will they ever stop another complanet on Monday to get it removed again
  • dumpyboy
    dumpyboy Posts: 379 Forumite
    Had a post on the same theme had sainsbury re add a default again on my credit file 3 times have complained had it removed they mange to show it for six and half years next month January 2015 will be 8 years since 1 st missed payment how to get them to keep this off my credit file
  • If it's a legitimate default it should drop off 6 years from the default date. Did they remove it because it was incorrect?
  • It took them 20 months to register it went to fos over ppi and charges said it had to be dated September 2008 10 months after first missed payment got charges ppi and interst back roll forward 4 years they changed default date to 2009 complained had it put back to September 2008 come September they changed date complained got 150 pound next month new date default was 2014 complained got 200 pound removed again next month added with 2009 date complained removed got 150 can not believe they renewed it again in December I will complain again but seem pointless when all they do is remove it then put it straight back on
  • dumpyboy
    dumpyboy Posts: 379 Forumite
    Update noodle will put a notice of correction saying it s 8 years old , the ico says I have to give sainsbury a month to correct it from complanet , I said they all ways remove it when I do so they said the complant is closed . I just want it gone for ever not to have to complain every month for the next 6 years to get it removed have other people had this promblem
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