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tsb help needed

just found out on my tsb be account which i stopped using was over drawn by £84.17 and tsb are trying to charge me £442.23 in bank charges and are saying they are going to take me to court and add court fees unless i pay the £442.23 in full is there any way i can prevent having to pay this much in fees?

thanks for any help.
its not only old people who are disabled
Aaron born: 3 june 2007:j
chloe born: 13 june 2009:j

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