Solicitors Letter

Dexter274

Hi
I have received a letter from a solicitors on behalf of a DCA for an outstanding balance on a credit card.
They have said that I need to complete a income & expenditure questionnaire and return it to them within 14 days of the date on the letter with a proposal payment back plan.
I sent the DCA the letter asking for proof of credit agreement and got no response instead received this letter.
Can I or will the solicitor accept this letter if I send it to them in response of their letter or is it too late now it is with them?
Thanks

sourcrates

Dexter274 wrote: »

Hi
I have received a letter from a solicitors on behalf of a DCA for an outstanding balance on a credit card.
They have said that I need to complete a income & expenditure questionnaire and return it to them within 14 days of the date on the letter with a proposal payment back plan.
I sent the DCA the letter asking for proof of credit agreement and got no response instead received this letter.
Can I or will the solicitor accept this letter if I send it to them in response of their letter or is it too late now it is with them?
Thanks

Hi there, you treat this kind of solicitor as you would a DCA, you do not have to adhere to there timetable, you do not have to share any personal details with anyone.


Ignore the letter, send a reminder of your "provit" letter to the DCA, 99% of the time, the "solicitor" is just the same DCA, probably in the same office, writing to you under a different name to scare you into contacting them, don't fall for it, remind the DCA the account is "in dispute" and tell them to deal with it, or not to contact you again.

Siamese

It might also be an idea to send a 'signed for' letter (copying your previous prove-it letter). Might focus their minds a bit.

Dexter274

sourcrates wrote: »

Hi there, you treat this kind of solicitor as you would a DCA, you do not have to adhere to there timetable, you do not have to share any personal details with anyone except the police.


Ignore the letter, send a reminder of your "provit" letter to the DCA, 99% of the time, the "solicitor" is just the same DCA, probably in the same office, writing to you under a different name to scare you into contacting them, don't fall for it, remind the DCA the account is "in dispute" and tell them to deal with it, or not to contact you again.

Yes they are in the same building as the DCA so will send the letter again signed for.


Thanks

sourcrates

Dexter274 wrote: »

Yes they are in the same building as the DCA so will send the letter again signed for.


Thanks

Out of interest, whose the DCA and whose the tame solicitor ?

eyeopener2

Name and shame, we can probably tell what you will expect next.

Dexter274

Its Marlin Financial services who say there acting on behalf of Cabot which I find strange and the solicitors letter is from Mortimer Clarke Solicitors who say there acting on behalf on Cabot and don't mention Marlin. Strange!

sourcrates

Dexter274 wrote: »

Its Marlin Financial services who say there acting on behalf of Cabot which I find strange and the solicitors letter is from Mortimer Clarke Solicitors who say there acting on behalf on Cabot and don't mention Marlin. Strange!

Oh, they'll be old friends to some on here, .


Have never dealt with them myself, but most DCA`s have an "inhouse" tame solicitor to try to scare you.


Just do as advised above for now.

Dexter274

So ive sent the letter to the solicitor and the DCA today by recorded post this time so be interesting to see what happens next.
Fingers crossed it goes my way!

harveybobbles

It'll get passed to some other scumbag DCA next.

Only a Judge can request to see your income and expenditure, not some two bit DCA/Solicitor to rent.

Dexter274

harveybobbles wrote: »

It'll get passed to some other scumbag DCA next.

Only a Judge can request to see your income and expenditure, not some two bit DCA/Solicitor to rent.

Never knew that! So I can refuse to complete this expenditure and income from and just give them an offer of a monthly payment if needs be? Although hoping it won't come to that.