MSE News: Debit cards worse than credit cards for summer holidays

Herbalus

jackieblack wrote: »

Their fees are factored into their notoriously poor exchange rates.

They're talking about the Post Office Credit card, which is load free, not the bureaux de change.

jackieblack

Herbalus wrote: »

They're talking about the Post Office Credit card, which is load free, not the bureaux de change.

Apologies, my bad (as my teen would say)

I thought it was in response to this

em6 wrote: »

@Pincher:
If you have notes left over, just exchange them back into pounds.

We have the Post Office Credit card for use abroad exactly because, as you quite rightly say, it is fee free and gives a great ROE

That'll teach me to skim-read :wall:

ManAtHome

Cardew wrote: »

My son has a 123 debit card and is off to Spain next month.

Couple of tips:
Find the nearest Santander ATM before he goes (walking to bank to save few quid v wasted drinking time balance can vary...).
ATM will offer the choice to charge in Euros or Pounds - no 'mark up' for choosing Euros, but will be a good 4% for Pounds (DCC).

BSMB

Is it best to withdraw cash abroad on a fee free credit card such as Halifax Clarity even with the interest charged, or change cash before leaving home.