Lbm

student-mum-2

food shop for the week done, £27.31 including delivery (got a £1 slot) some stuff I already have here so it was just a large top up shop really


heres the list


Your basket includes :
2xTesco Everyday Value Baked Beans in Tomato Sauce (420g) £0.482xTesco Whole Milk 4 Pints (2.27L) £2.001xTesco Everyday Value Plain Flour (1.5Kg) £0.451xTesco Everyday Value Self Raising Flour (1.5Kg) £0.451xTate & Lyle Fairtrade Caster Sugar (2Kg) £2.451xTesco Stay Fresh Medium Sliced White Bread (800g) £0.751xTesco Everyday Value Carrots (1.5Kg) £0.891xCow & Gate Comfort First Milk Powder from Birth for Colic & Constipation (900g) £10.412xHeinz Farley's Rusks Original 4mth+ (9 per pack - 150g) £2.001xPatak's Plain Ready to Cook Pappadums (10 per pack - 100g) £1.001xTesco Milk Chocolate Chips (100g) £0.802xTesco Everyday Value White Potatoes (2.5Kg) £2.362xTesco Everyday Value Plain Naans (2 per pack - 260g) £0.981xTesco Cornish Broccoli (335g) £0.491xTesco Everyday Value Curry Sauce (440g) £0.251xTesco Everyday Value Tomato Ketchup (1Kg) £0.55
Estimated Total Order*:
£26.31


meal plan
baked potatoes
curry
cottage pie
toad in the hole = veg
pizza hm
hm fish and chips
roast dinner



parcel posted for 93p

student-mum-2

spreadsheet updated.

so here is a quick summary


budgeted for this week :
£50 for food including formula
£20 partner going fishing
£30 other


spends so far :
food and formula £45.31 (this included £21 of formula) underbudget
other £30.93p (the 93p was posting a parcel covered by the buyer but keeping track of all spends to counting it to stop confusion for myself) overbudget (not counting posting ebay item I am on budget)


total debt paid off so far this the start of my diary £221/720 PM aim
made £1.50 after fees selling


other than when partner goes fishing there should be no other spends this week so hopefully I will come in under budget overall ... my new week will start Sunday

student-mum-2

partner spent £15 altogether fishing


I have managed to get a present for one of the parties that DS1 is going to in july for £1.99 instead of £27.99 I also brought one for ds1 for xmas but wont be counting that in this weeks budget as it will come out of my xmas fund


so that's £16.99 to add to this weeks expenses
plus £3.99 for my next delivery (total was £64.99) but with vouchers money off codes etc. I paid £3.99


I also have £19.99 worth of stuff from new look that I need to collect from my local store for £0 (not sure if I have already mentioned this)


the last 2 weeks I have brought £230.05p of stuff all brand new from retailers for £33.35p that's 14.5%


so that's £20.98 to add to my expenses ... don't need anything the rest of this week


so my total on sunday should be the same as today


budget for the week : £100
spent so far including posting parcel £97.22

student-mum-2

I cant access my internet banking so have requested new login details. next payment to credit card will probably be next week now

student-mum-2

anyone else tempted with all the sales ,,, seen some great stuff for my boys for xmas at rock bottom prices
do I
a) step away and buy nearer xmas
b) buy them while they are at a great price and take it out of xmas fund once I have started saving for xmas


its £35 altogether instead of £133 ..... help me ??? budget brain is telling me to buy now while on offer
debt brain is telling me no stay clear !

student-mum-2

Christmas budget is looking something like this :
£150 DS1 - spent so far £27 (RRP £167.82)
£150 DS2 spent so far £15 (RRP £62.98)
MIL £30
FIL £30
my dad £30
my brother £30
partner £50
grandmother £15
nana £15
OTHERS THAT I HAVE FORGOT (JUST INCASE) £50
FOOD £50


birthdays left of 2014
DS1's school friends £50 spent so far £12 (6 PRESENTS) (RRP £191.84)
partner £50
ds2 £50
MIL £30
Nanna £15

apple_muncher

Great planning ahead!

Are you managing to avoid popping in to the shop on the school run? Think you mentioned that as a goal. It's surprising how the small spends add !

Well done so far!

kittycatfan

Hi id say buy the gifts now as in long run your saving alot of money and them items may not be on sale for very long

student-mum-2

hi thankyou for your replies .... yes have been avoiding the shops on the school run and the ice cream van so far ds1 has had icecream from home instead


I broght the bargains managed to put aside £60 into xmas savings at the beginning of the week the whole lot came to £53.82 instead of £416.70p but this will not be coming out of this weeks budget it will come out of the xmas and birthdays account
they are not all for my sons some are presents for parties my son gets invited to from school


my partner spent £21 last night on food and pop non of it was essential but he thought we deserved a treat ... we never go out so I suppose it would work out too a few drinks in the pub if we did ... so I am over budget this week ... but have no more expenses until the bills next Tuesday and my internet login details have came so im going to sort out the accounts and make another payment to the credit card tonight ....

student-mum-2

spending update :
£118.22p


have £110 to pay off credit card tomorrow