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Car HP Check HELP!!

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xapprenticex
xapprenticex Posts: 1,760 Forumite
edited 21 June 2014 at 5:44PM in Motoring
Hi guys,

Ive purchased a Ford Fiesta ST, had it under a week, the garage salesman said he performs checks on all vehicles and everything is fine.

I've just done a check myself now and this is what I have.

Plate Transfer
  • The current plate was transferred to this vehicle on 21/11/2008
  • P7**V was applied to this vehicle on 22/07/2008
    • This VRM has been recorded as having an outstanding finance agreement
    • An outstanding finance agreement was recorded on 15/03/2013 against a BAILEY APPROACH 745 PEUGE


    • BU56TYD was applied to this vehicle on 14/06/2008
      • There are no interests recorded against BU56TYD


    • P6**V was applied to this vehicle on 01/09/2006
      • This VRM has been recorded as an insurance theft
      • The insurance theft was recorded on 05/01/2005 against a MG TF 160



I have no idea what this Bailey approach and MG thing is about.
What should I do, or what can I do??
«1

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    They refer to previous vehicles the old reg numbers were taken from

    The vendor advised your correctly
  • xapprenticex
    xapprenticex Posts: 1,760 Forumite
    edited 21 June 2014 at 5:35PM
    So whats the 2013 one about? Its my number plate (That ill be changing as im not busty) so whats it to do with the BAILEY APPROACH malarchy?

    also if it did have finance outstanding, wouldn't it say who the creditor is?

    Thanks for responding btw
  • Quentin
    Quentin Posts: 40,405 Forumite
    You mean you have just bought a car that previously had your reg?

    Amazing coincidence if so!
  • xapprenticex
    xapprenticex Posts: 1,760 Forumite
    edited 21 June 2014 at 5:54PM
    No, my car is a Fiesta ST which is not even mentioned in those things.

    I have nothing to do with the two vehicles mentioned. And the VRMis mine on my ST. So I dont understand why finance against a peugeot from last march has anything to do with me.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Not the reg number on the motorhome then? IE. The Bailey Approach.

    Your current reg is not mentioned as having any problems is it?
  • xapprenticex
    xapprenticex Posts: 1,760 Forumite
    Quentin wrote: »
    Not the reg number on the motorhome then? IE. The Bailey Approach.

    Your current reg is not mentioned as having any problems is it?

    Im sorry if im sounding stupid but you clearly understand this far more than myself.

    Okay, from my understanding of it, my reg number was transferred to my car in 2008. but at the top it says my reg number has finance against a motorhome in 2013?

    Is it implying the motorhome had my VRM in march last year? I really dont understand this and its just worrying me.
  • xapprenticex
    xapprenticex Posts: 1,760 Forumite
    I understand it now, I think.

    Thanks.
  • Quentin
    Quentin Posts: 40,405 Forumite
    There were 3 transfers in 2008.

    The current one you have is not actually identified, which replaced the one previously used on the motorhome.
  • Quentin
    Quentin Posts: 40,405 Forumite
    I understand it now, I think.

    Thanks.

    Ok.

    Good luck with the breast reduction.
  • xapprenticex
    xapprenticex Posts: 1,760 Forumite
    Quentin wrote: »
    Ok.

    Good luck with the breast reduction.


    Theres going to be a 4th transfer asap. Hopefully nobody at work will notice it.
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