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fixed 5.99% til Dec, should we remortgage now
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Ok. Misunderstanding maybe. I apologise. But your name is Homer!I can take no responsibility for the use of any free comments given, any actions taken are the sole decision of the individual in question after consideration of my free comments.
That also means I cannot share in any profits from any decisions made!;)0 -
yes it is. He is a great character and I find him highly amusing. No problems and I apologise if I have come across as mocking anybody in the position of not being able to buy. I really hope the situation changes but without crippling the economy with repo's etc.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Our concern is that with rates going up that come December we won't get a new fixed rate that is less than our current 5.99.
Our current deal was stepped, with 3.99 for so long going up to 5.99 for the last year. We have managed on 5.99 but only just and any increase would be tricky to say the least.0 -
Look at what deal are currently available with other lenders, and see what rates they offer.
I think you'll find that they are going to be around the level you are currently at.
So it may be worthwhile starting the re-mortgage process now, provided the lender you opt for has an offer letter valid for 6 months, and the product chosen does not expire within that period
HTHI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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