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CCJ & Default for same debt??

Hi Guys,

Sorry to disturb you all during this world cup series!

I got a CCJ on 16/03/2012. This debt was with O2. The debt was passed on to Moorcroft. I made a payment arrangement with Moorcroft - which I have stuck to religiously since the CCJ. I have never missed a payment and the debt is coming to an end.

On my file with Experian, it says I have a default account with Moorcroft and they give me an 8 every month.

It's seems a tad unfair that I have a CCJ and a default account for the same debt. Is this right?

Thanks :money:

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