Balance Transfer Advice

Tommy8

Hi Everyone,

I have a M&S credit card which is at around £4000 the moment.

The 0% is almost over and i need to sort this out. Just looking for help on how to move this debt to another card. Do i just apply for another one and then do a balance transfer or is there a specific thing i have to apply for?

Cheers

Tom

Horseunderwater

That's all I do. Apply for a new one - usually during application it will ask how much debt you wish to BT over & the account number & if approved they will move it for you. That was what happened with my recent MBNA. This time I have set up a Direct debit to pay min each month as that was why I had to move - OH paid a day late when I was in hospital. I did not get more than 20 months as I asked for 31 I think. But it is still a platignum one.

knack92

Just make sure you choose a 0% balance transfer card and then do as you say.

http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards

Tommy8

Ah ok

Thankyou for your replies really appreciated

Tom