Santander credit credit.

BigAndy_79

Alright guys,

I was thinking of applying for the 123 credit card though Quidco to avail of that £12-50 cashback offer. How, though, do I avoid paying this annual fee with them? I already have a 123 current account; does that exclude me from the fee?

Thanks muchly.

*Diva*

you will have to set up a direct debit in the first 30 days in order to have the fee refunded.
so you will pay the fee and then have it refunded because you have the current account

dingdong3000

Bearing in mind you pay annual fee after your first year free.

BigAndy_79

Thanks guys. Starting to wonder whether it's worth the botheration. I would be planning to get rid of it soon enough after getting it. Would I escape the fees if I were to close it, say, 3/4 months down the line? I would set up the DD no problem. . .