We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
17th June - What small DFW things will you do today?
determined_new_ms
Posts: 7,884 Forumite
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
Morning everyone :wave: happy Tuesday, over Monday that's always a relief!
Today I have an interview for a position I really want. Hope I've done enough preparation & sell myself enough to secure it!
Welcome mumofthetwins! Great start to posting on the thread
solvencyseeker hope your dh is starting to feel better
DFW things for the day:
* checked banking
* check onepoll
* decide on whether to go all out formal for interview or a little more relaxed. The post is working with homeless people so don't want to be out of place. mmmmmm need to ponder
* drop dgd at friend's this morning, oh picking up tonight
* speak to oh about going to Portuguese tonight. It will mean he will have dgd on his own this evening so might have to cancel
* order Portuguese book & cd from Amazon (will offset this cost from expenses as have to drive to office for a video conference today & will get £35 back for approx £10 petrol)
* all meals from stores
* spag bol in SC for dinner
* grab milk while out
* check air, water & oil
* bath & blow dry hair
* call timber place and order decking
* call plumber and confirm work is starting on Friday
Think that's all I'll have time for. Have a great day x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
Morning everyone :wave: happy Tuesday, over Monday that's always a relief!
Today I have an interview for a position I really want. Hope I've done enough preparation & sell myself enough to secure it!
Welcome mumofthetwins! Great start to posting on the thread
solvencyseeker hope your dh is starting to feel better
DFW things for the day:
* checked banking
* check onepoll
* decide on whether to go all out formal for interview or a little more relaxed. The post is working with homeless people so don't want to be out of place. mmmmmm need to ponder
* drop dgd at friend's this morning, oh picking up tonight
* speak to oh about going to Portuguese tonight. It will mean he will have dgd on his own this evening so might have to cancel
* order Portuguese book & cd from Amazon (will offset this cost from expenses as have to drive to office for a video conference today & will get £35 back for approx £10 petrol)
* all meals from stores
* spag bol in SC for dinner
* grab milk while out
* check air, water & oil
* bath & blow dry hair
* call timber place and order decking
* call plumber and confirm work is starting on Friday
Think that's all I'll have time for. Have a great day x
DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £185
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £185
0
Comments
-
Morning

Thanks for starting us off DNM and good luck for your interview!
Plans for today are:
[STRIKE]Banking[/STRIKE] All is well.
Adpoints
[STRIKE]Reconcile credit card and bring balance to zero[/STRIKE]
[STRIKE]Charge phone at work
Packed lunch[/STRIKE] No bread so have cottage cheese and crackers and loads of fruit
[STRIKE]Slow cooker dinner (Chilli)[/STRIKE] Bubbling when I left the house
[STRIKE]Clean bathroom[/STRIKE]
[STRIKE]Move living room furniture to make way for fireplace removal man[/STRIKE]
Walk four miles gently (Muscles have started to complain about the exertion at Race for Life :rotfl:)
Collect parcel from the Post Office
Post RM survey item
Meet friends for one drink after work0 -
Thanks for starting us off DNM
waves and a wave to Mooomin too 
Morning lands. I really need to get into this again don't I? So here I am
A whole HUGE day of paid work again today - which I can't really grumble at can I?
First off though a few things on me list.
Banks
CC's
Email a potential new client
Pot up the courgettes
Pot up the rasps
Pot up the lettuce
(this is becoming a theme eh?)
Some grub from the meal planner - hark at me meal planning and everythink
Need to buy some fruit although we've one orange and a couple of kiwi's left, we won't die to scurvy today
A dight round with a cloot won't hurt either
Dishwashers on
Hand wash some clothes as we've still not decided on the washing machine (its at the flat and we can't decide if its better to let it with or without white goods/partially furnished.
A wee walk somewhere later with TRG and houndlets.
Write up blog/update details on gardening website/fb etc.
So that should do for today. Have a great one chaps - waves to all.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning

Thanks for starting us off DNM and good luck for your interview!
Slow cooker dinner (Chilli)
Now that's a great idea I have left over bolgense in fridge and the means to change it to chilli
Thank you and eek to sore muscles!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
morning everyone

DNM - good luck with the interview today x
pip - don't know if you've let much but remember if the washer is in the house on letting and anything goes wrong with it you have to replace/repair it.
well my to dos today are :
workout
online banking / VSP
make shopping list/meal plans and try to fit in a trip to morrisons tonight (got an voucher for money off)
dinner from what I have in (and cucumber from morrisons if I get a chance to go)
need to pay in some money to the bank
pay £40 I found in back of my purse of the CC .. yay
charge phone at work
still house sitting at my parents so might as well try to get some washing done overnight as its day off tomorrow and I can line dry (if the weather permits
)
think that's it ... don't finish work until late so hopefully I will et through most of the list
have a fab day everyone ...
lisa xDFW
January £0/£11,100
NSD
January 1/310 -
Good Morning All
dnms - Thanks for starting us off today and good luck with the interview
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Todays little list:
Packed lunches for DH & DS - Done
Check Banks -
Check swapits -
Meals from cupboards/freezer -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit -
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Have a great day, love you all xx
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning, Its another lovely sunny and warm day
My list for today
Do paid work that is in for today
Do course work that is in for today
Get a new tyre for the car
Check bank and move money around
Check p.t job hours for this week
Spend an hour looking for freelance work
Cut the grass
Repot vegetables
Catch up with yesterdays thread
All meals from stores
Pay some money off debt
I think that is everything for today, Hope everyone has a good Tuesday x0 -
mumofthetwins wrote: »
pip - don't know if you've let much but remember if the washer is in the house on letting and anything goes wrong with it you have to replace/repair it.
Oh I didnt' know that - thanks.
Will ponder and do a bit of research too.
Never let a flat out before, so any advice well taken :ATotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Ziggy you are the loveliest! Thank you so much for the card & tea I will drink it when I get home to savour a good interview xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Hello all!
At work again so earning not spending. Hubbie is looking slightly better today, still poorly
but we think he is on the mend at last. Older son is at home with him again providing tea and sympathy.
Today I have/will:
- spend no money
- check bank accounts
- all meals from home
- washing line drying
- use up the veg in the fridge before it gets too bendy
- tidy up, house looks like a bomb site
Motorbike was picked up yesterday for repair quote. Fingers crossed...
Have a good day everyone. Best wishes for the interview DNMS. x0 -
Hi been lurking for years really occasionally post but really want to get into the money saving.
My to do list today is:
Check bank
Bike to work - saving some petrol
Enter some competitions
Finish job application - fingers crossed
make tea from stores
Put some more items on ebay
Think that should keep me busy
Have a good day everyone0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
