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PrePay credit cards

Hi all, sorry to bother you.... I have recently had a prepay master card with the credit builder option added to try to do something about my rating as per martins advice. I have used it regularly and today I had a text from cash plus advising me that as a "valued customer" lol, i can have a small loan i.e. up to £50.00. If i had it for 1 day and paid the loan back straight away with the small charge on top, would this look better on my file as it would be a repaid debt or would it not make much difference.....
Thank you for your time.

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