Insurance for learner

redcard

Can anyone give me a rough idea how much I might pay for this? Both over 25, and car valued around £3K.

Can get stand alone quote for £75ish per month, just wondering how much it would cost as an add on to the driver's insurance.

Thanks

IanMSpencer

redcard wrote: »

Can anyone give me a rough idea how much I might pay for this? Both over 25, and car valued around £3K.

Can get stand alone quote for £75ish per month, just wondering how much it would cost as an add on to the driver's insurance.

Thanks

Assuming that the car is owned by someone else then the normal and cheapest way to insure the car for a learner to use is to be a named driver. It doesn't cost much to be a learner on a policy, certainly a lot less than £800/year (which is essentially doubling the insurance on the car), basically because they know you aren't going to do many miles and also you will be under supervision.

Once you have passed it is likely still to be cheapest to be a named driver on the policy, though you have to be careful: if it is really your car for your use you should declare that you are the main driver. Not doing so is "fronting" and you can end up uninsured because of it.

However, it is often cheaper as a newly qualified driver to have another qualified driver on the car insurance too as a named driver.

forgotmyname

I could insure my daughter on her own car as a learner for £400. But after passing her test the premium shot up a huge amount.

It was a learner policy so you couldnt add other drivers.