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If I get rejected by account application do I have negative mark on report?

If I get rejected by account application do I have negative mark on report?

Comments

  • cheops2006
    cheops2006 Posts: 79 Forumite
    palida wrote: »
    If I get rejected by account application do I have negative mark on report?

    No, There is just a search reported nothing regarding the outcome
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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A decline may just mean that you don't meet the lenders criteria so not always personal.
  • palida
    palida Posts: 47 Forumite
    O coz an agent told me it would happen....

    So no mark will leave on my report right for just applying bank account (without credit facility).
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You'll probably see...


    "Search type: Current account application"


    ...listed on your credit file searches section.


    But why not find out for certain by spending £2 on a statutory report?
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