We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
12k Deposit am I Ready to Buy a House
Comments
-
Thrugelmir wrote: »MMR has changed the lending market since then.
London and Country have advised that becuase of the change to the market since January i will no only be able to get 140k max. this means i need to save between 20-30k deposite.
Im absolutly gutted!
Looks like more only option s to look for another job that pays more.If it helped, say thanks...0 -
DevilsBakBone wrote: »I’m currently saving around 1k a month and living as though i had a mortgage to get used to it.DevilsBakBone wrote: »i need to save between 20-30k deposite.
Im absolutly gutted!
Looks like more only option s to look for another job that pays more.
....or save for another 8 months...?0 -
Idiophreak wrote: »....or save for another 8 months...?
I think i need to do both... Unbelievable how difficult it is to get a property on your own.If it helped, say thanks...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards