Accept Tenant with CCJ?

Game_Over

LangLandlord wrote: »

Thanks all for the responses...

The guarantor is now being credit checked and we await results.

I now have confirmation from both tenant's employer's that they earn what they say they do and also that they have contracts longer than the initial rental period (6 months).

Rent is £625pcm so based on the fact they have a joint net income of over £3k per month I think the rent:income ratio should be fine.

T1 is an engineer with a local manufacturing company (which I've searched and seems to be doing well)

T2 is a care worker.


The tenant didn't declare the CCJ and claims that he was not aware of it so is looking into it now... I'm meeting them tomorrow so will ask again about. So it is still outstanding.

The letting agent has assured me that the rest of the credit checks have come back fine and that apart from the CCJ neither of them has any "adverse credit".

We're leaning towards accepting them now subject to a positive credit check on the guarantor and following us meeting them but again any thoughts/suggestions would be appreciated?

Thanks again....

Perhaps you could arrange a meeting between the prospective tenants and the plaintiff who is still waiting to be paid? :cool:

PasturesNew

I've been paying that much rent on less than half that income. It's not the rent that is an issue with many people, it's priorities. It's "easy" to get a CCJ these days - if you move about more than you'd like and overlook a payment etc, rather than it being from some big black intention to steal and defraud.

Game_Over

PasturesNew wrote: »

I've been paying that much rent on less than half that income. It's not the rent that is an issue with many people, it's priorities. It's "easy" to get a CCJ these days - if you move about more than you'd like and overlook a payment etc, rather than it being from some big black intention to steal and defraud.

Indeed, it is very easy for someone to receive a CCJ. Usually it involves welching on a deal.

There once was a time when a persons word was their bond, but sadly not in todays !!!!less society especially when people can quite easily 'keep on the run' in an attempt to avoid being caught up with and paying their way.

Don't you think people have a responsibilty to keep their creditors informed of the current whereabouts?

If a genuine error has occurred, it's "easy" to convince the judge accordingly and so get the judgement set aside.



Edit: No idea what is wrong with the word I tried to post

According to Oxford dictionary

adjective

• Lacking initiative or strength of character; irresponsible:

Edit 2: It appears the second letter 'e' is often used instead of the letter 'u' to create an alternative version of the rude four letter word. Seems to have been made popular by a well known TV comedy serious.

What next, will we not be able to say bog off either?