Restricted accounts for those who are lacking in self-control?

skadooshka

Are there any accounts where you must wait out the notice period in order to withdraw?

Or am I gonna have to bury some cash somewhere in order to prevent spending it?

innovate

How much are you talking about?

Some Regular Savers lock your money away for 12 months but you are limited to some £300-400 or so max deposit a month on the best ones.

RickyC_IFSWP

skadooshka wrote: »

Are there any accounts where you must wait out the notice period in order to withdraw?

Or am I gonna have to bury some cash somewhere in order to prevent spending it?

Check the T&Cs for fixed rate deposit accounts. I believe some don't allow withdrawals during the term so they should work for you.

innovate

I had assumed the OP wants some half-decent interest, in which case fixed rate deposit accounts wouldn't be a very good choice because the interest rates are abysmal. Also, they would only be possible candidates for lump sum deposits. Given that the question is due to lack of self-control, I doubt there is any big lump sum.

A lot depends on how much money we are talking about.