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Experian
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HOMESWEETHOME
Posts: 45 Forumite
Ive noticed for the last 3 months, Since repaying my credit card they are not updating my credit file. Was 6500 now 4500 - So have reduced debt by close to 30% but this does not show up on file? Should i be concerned because currently it looks like I've got 6500 of debt and not 4500...
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Mine took about 3 months to update!0
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It will be the creditor that is not updating the file rather than experian.
It is usual for balances to be around a month behind reality but its 3 months and if it is likely to cause you a problem (e.g. if you are planning on making a credit application) then I would contact the creditor and ask why they haven't sent a recent update to experian for your account.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
The issuing bank is expected to produced a update file every 30 days to report status to the credit referrence agencies, call your creditor and ask them these questions and whats happened.If it helped, say thanks...0
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