We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Instant decisions

i have 1 cc with 1800, 0% expires mid aug, so im looking to xfer. I took the card out in Feb (lloyds), (after being turned down by Halifax in Jan). I have nw applied for another halifax, i did it online and it said that they will contact me in 7-10 days bla bla bla, Which means its just goin to be another decline.Does ne1 know of a ompany that will give an online instant decision? good or bad, i dnt mind, just instant. I think my credit rating is fine. I hve two personal loans, bth been running two years, no late paymnets, and they both now add up to 1000. Then i have the 1800 hundred on Lloyds cc. This isthe only credit iv had, and i have not defaulted evr. earn 14000 pa. Can ne1 comment on which card would be the best to go for? I want 12 months 0%, and fee. i will have it paid off by then. Just want one that will accept?I think halifax will say no again!!!!
Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbs :)Target 146lbs by 30 JUN 13

Happiness is a way of life not a destination.:j

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.