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Overdraft and Credit Card Consolidation
Scruffy12
Posts: 2 Newbie
in Credit cards
Hi All,
I currently have a small overdraft and a slightly larger credit card balance. I need to get rid of my overdraft by the summer (student overdraft) however do not currently have the free money to pay it off - is there a credit card that would be recommended interest free to consolidate the two?
Thanks in advance
I currently have a small overdraft and a slightly larger credit card balance. I need to get rid of my overdraft by the summer (student overdraft) however do not currently have the free money to pay it off - is there a credit card that would be recommended interest free to consolidate the two?
Thanks in advance
0
Comments
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Do you have a) any salary or b) any salary to be considered for obtaining a credit card?0
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jonesMUFCforever wrote: »Do you have a) any salary or b) any salary to be considered for obtaining a credit card?
Yes I do - Full time employed0 -
See MSE article: Money Transfers
If the overdraft is really small, then you can simply shift your essential spending to a credit card and use the 'saved money' to pay the overdraft off. Then you need a card with 0% on balance transfers: Balance Transfer Credit Cards0 -
In full time employment - so why have you not paid off the overdraft?
Do you have any other debt other than the credit card mentioned?0
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