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Insurance for hiring a minibus?

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  • ljonski
    ljonski Posts: 3,337 Forumite
    Yes, there is a set price for the venture but i need 14 people to break even. If i do make a profit, i have indicated that all of this will go to the Community Interest Group that is promoting public transport in that area.
    "if the state cannot find within itself a place for those who peacefully refuse to worship at its temples, then it’s the state that’s become extreme".Revd Dr Giles Fraser on Radio 4 2017
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I suspect doing it as a business open a whole new can of worms, not doubt others will chime in soon
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    vaio wrote: »
    I suspect doing it as a business open a whole new can of worms, not doubt others will chime in soon
    I would make sure it was entirely non-profit with any surplus being returned to those who attended.

    OP, have you thought about joining something like the Ramblers Society. A lot of these types of societies will include liability insurance for members. As thenudeone says, anything related to the minibus will be motor insurance.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Ramblers Society is a non-profit/charity and on their lead walks they do have insurance to protect leaders against negligence/duty of care claims

    Suppose it depends on exactly what the OP is doing, if he's *just* providing transport then he should be OK, if he's leading/doing more organisation then I'd say he needs liability cover but for a one off event it's likely to be relatively expensive
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