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IVA / moving house
Flossy_tea_cake
Posts: 15 Forumite
in IVA & DRO
Hi all,
Would appreciate some advice please.
Almost two and a half years into my IVA. I really need to move house, currently live in a flat and the three flights of stairs and no lift are slowly killing me! I have asthma and have had several operations in the last three years following cancer.
I am a housing association tenant and have been applying for a move to a small house. I have been reading my IVA contract and it states I need permission to move house. Do I need to get permission now or once I have been offered a home?
Thanks in advance
Would appreciate some advice please.
Almost two and a half years into my IVA. I really need to move house, currently live in a flat and the three flights of stairs and no lift are slowly killing me! I have asthma and have had several operations in the last three years following cancer.
I am a housing association tenant and have been applying for a move to a small house. I have been reading my IVA contract and it states I need permission to move house. Do I need to get permission now or once I have been offered a home?
Thanks in advance
Its nice to be important but its more important to be nice
0
Comments
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I would tell your IP now. It won't cause a problem unless the costs you get from the new place (rent, utlities etc) are higher. Or unless you can't afford the moving costs, in which case you couldask for a 6 month payment break from your IVA payments.0
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Flossy_tea_cake wrote: »Hi all,
Would appreciate some advice please.
Almost two and a half years into my IVA. I really need to move house, currently live in a flat and the three flights of stairs and no lift are slowly killing me! I have asthma and have had several operations in the last three years following cancer.
I am a housing association tenant and have been applying for a move to a small house. I have been reading my IVA contract and it states I need permission to move house. Do I need to get permission now or once I have been offered a home?
Thanks in advance
Yes tell them straight away, I think this clause applies more to someone who may be buying a house, rather than renting, but cant hurt either way.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I too am in an IVA and when I moved house all I did was just changed address, and then when the yearly review came up, just let them know of any changes to bills or income being received.
My IVA provider is very good and understanding!!0 -
Thanks for your responses, I will let them know. Out of interest mumztobee, what company are you with? I am with DFDIts nice to be important but its more important to be nice0
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