DMP & Mutual Support Thread - Part 10

Karen777

seriously don't know where I would be without the helpful advice and wise people on this forum. thank you thank you one and all.

January2015

How do people know what date their Noddle credit report is updated each month?

Karen777

If you log in to noddle it should tell you.

January2015

Karen777 wrote: »

If you log in to noddle it should tell you.

Thank you Found it - if I hovver over the little symbol which appears after 'Updated' it tells me

neiljmuk

Karen777 wrote: »

rang today - no record of them receiving my letter.... went through I&E with very nice man... and all interest and charges stopped from today, default very soon.. I think I need a lie down in a dark room.

Am now trying to get interest refunded..... am feeling mighty (but not overly optimistic!) with my DFW sword!!

seriously can't believe it... this will make a huge huge difference... just goes to show we should never give up!

Well done! :T I can feel self managed beast mode coming on with Lloyds but they may respond positively to my letter yet. That is phase 3.

carlyfarley

I've done it!!! I've read the entire thread and feel so much more informed as a result.
It's funny how you think you know people now. TTFTM is like a mummy, Puzz and Sazzie are like supportive aunties, Monkey balls is a crazy uncle (where is he by the way???), kate is like a motivating best friend, Karen and HH are old friends, popping up every now and then, oh and I like Brogdens style! These are the people that have stood out in this thread. Although, the last 30 or so pages are full of lots of new names. Anyway, hi, I'm in the present day now, up to date with the thread and am off to work x

Time_to_face_the_music

carlyfarley wrote: »

I've done it!!! I've read the entire thread and feel so much more informed as a result.
It's funny how you think you know people now. TTFTM is like a mummy, Puzz and Sazzie are like supportive aunties, Monkey balls is a crazy uncle (where is he by the way???), kate is like a motivating best friend, Karen and HH are old friends, popping up every now and then, oh and I like Brogdens style! These are the people that have stood out in this thread. Although, the last 30 or so pages are full of lots of new names. Anyway, hi, I'm in the present day now, up to date with the thread and am off to work x

That really made me smile carlyfarley

I haven't seen MB or Kate for ages, I am wondering if he bought her a Haribo ring and they ran off together :rotfl:

By the way, HH is my twin so if I am Mummy, she needs to be Aunty HH

Love Mummy aka TTFTM x

Ali80

Feel like I'm banging my head against a brick wall at the moment:mad:! Thought it was a good idea to delay my first SC payment til April, (which I guess it is, otherwise I would have no money in my pocket!) but I am getting truly sick and tired of the letters and late payment charges despite being in touch and sending £1 token payments.

Just logged on to Noddle and it says "late payment" and "early arrears" for 4 of my accounts, despite them knowing I'm with SC. So shouldn't it be an AP instead? Does it even matter at the moment?

I've no motivation whatsoever to ring these companies any more, think I will just plod along and wait until my first payment is made.

Does anyone think it's worth chasing every creditor up re late fees etc. or is it best to just wait and let it all settle down?

neiljmuk

Time_to_face_the_music wrote: »

That really made me smile carlyfarley

I haven't seen MB or Kate for ages, I am wondering if he bought her a Haribo ring and they ran off together :rotfl:

By the way, HH is my twin so if I am Mummy, she needs to be Aunty HH

Love Mummy aka TTFTM x

Hey Mummy TTFTM!! You are my mentor for all things potentially self managed should I go down that route, whether or not you signed up for that or not lol!

I do with Kate was still floating about. Hopefully she's just in cruise control with all things DMP related but I found her the most motivational and reassuring with a thoroughly positive slant of things...

You're all good though and an influx of newbs, myself included, I hope you all stick around and become regulars.

SquirrelNuts

tequilabird wrote: »

I'm feeling really disheartened this morning.

I had a good day yesterday and managed to get all my creditors to agree to my £1 token payments for a period of 3 - 6 months initially. I really thought I was making progress towards setting up a DMP and sorting myself out and then I posted on another thread about F&F settlements (just to try and make sense of it all) where I felt I was a bit knocked down for asking.

Feeling sad

Hi TequilaBird

Just catching up today.

Stick around - you are making progress and you're amongst friends on here.

Squiz