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DMP & Mutual Support Thread - Part 10

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  • jubilee14
    jubilee14 Posts: 331 Forumite
    Eighth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    Alyxandra - great post been on the DMP around the same time and it is a roller coaster as is life. But i guess we have to take the good times and roll with it. Also hoping to start bringing my DFD down if possible. but wont stress too much its going down and thats the main thing.
    LBM Sept 2012
    started DMP 1.11.12
    Debt [STRIKE]£37012[/STRIKE]/£0 DFD January 2019 :beer:
  • Monkeyballs
    Monkeyballs Posts: 1,935 Forumite
    Part of the Furniture Combo Breaker
    Hi Jubes,

    I smell celebrity fad diet craze with a huge pot of gold at the end of it for you!
    Question "Do you crave food throughout the day and just can't seem to say no?"

    Well Jubblygum is your new best friend! "Simply chew on a stick of Jubblygum *patent pending* to remove those helpful fillings and dentures and Voila! chewing is now too painful to do!"

    Jubblygum is available in four delicious flavours; apple, cherry, candyfloss and classic water melon!

    Simply sign up today and for a small payment* you too can receive a months supply of this fantastic new slimming aid!!!

    *payment of £39.95 to be paid upfront and on a recurring monthly basis - non-refundable

    Choose Jubblygum today and lose lb's tomorrow...

    Small print - Jubblygum is a trademark of Jubille14 and may contain nuts but not real jubblies ;)

    Catchy no?

    MB of G x
  • alyxzandra
    alyxzandra Posts: 92 Forumite
    Part of the Furniture Combo Breaker
    jubilee14 wrote: »
    Alyxandra - great post been on the DMP around the same time and it is a roller coaster as is life. But i guess we have to take the good times and roll with it. Also hoping to start bringing my DFD down if possible. but wont stress too much its going down and thats the main thing.

    We are finally on an even keel. We've had some issues along the way, but nothing we could not handle. I just wish we did the DMP back in 2010! Just keep on rolling along, Jubilee!
    Husband's LBM: 26 September 2012
    [STRIKE]Started Stepchange Jan 2013 - DFD 2024[/STRIKE]
    Now on self-managed DMP
    Debt to creditors: [STRIKE]£48216[/STRIKE]
    Original debt was £67,000
    On DMP - now £30k and slowly been paying off creditors with F+F settlements
  • sunnyskies2
    sunnyskies2 Posts: 160 Forumite
    Seventh Anniversary Combo Breaker
    Hi all

    Yes - will definitely roll with the punches both at work and at home :)


    MB I thought with the exotic language and settlement money maybe you had decided to treat yourself to a whistle-stop tour of the Med :cool::)

    alyxzandra wrote: »
    Hello, everyone! Well, it has been an interesting last few months. We are nearly in 1.5 years of our DMP with Stepchange. In the meantime, we've paid off 2 creditors with full and final settlements and we made our last payment to a friend in October. At our highest we owed our £60,000! :eek: And we just kept making the minimum payments and swapping credit cards for the low interest.

    Another inspiring story - thanks alyxzandra just starting out with SC - and wondered whether you have had any comebacks from SC or other creditors when you made f&f settlements - it's something I have in mind for the future (hopefully):)

    Thanks

    Sarah
    LBM - 1 May 2014
  • sunnyskies2
    sunnyskies2 Posts: 160 Forumite
    Seventh Anniversary Combo Breaker
    :Choose Jubblygum today and lose lb's tomorrow...:rotfl::rotfl:

    or do you mean £££'s...:rotfl:mb maybe you could do some freelance blurb writing whilst at home - you definitely have a talent for it :cool:
    LBM - 1 May 2014
  • Monkeyballs
    Monkeyballs Posts: 1,935 Forumite
    Part of the Furniture Combo Breaker
    Sunny, I might well consider doing a whistle stop tour of the med if I could flipping sit down! LOL x

    As for freelance blurb, I don't think I could charge for my drivel LOL tho it is a nice idea ;) I was thinking of my own bran of condoms... The sales pitch would be something like;
    Monkeyball condoms, they're expensive... But not 18 years of raising a kid expensive, buy some today and save on the future!

    I'd have a video of a guy looking at his bank balance and crying as a small child wails loudly in the background...

    Catchy no? ;)

    MB of G x
  • Karen777
    Karen777 Posts: 416 Forumite
    Hello timeforchange2014 - the way you described how the debt has affected you mentally/ emotionally sounds very familiar. I am on antidepressants at the moment and even though things are progressing with the dmp, and I certainly sleep better than I used to, there are still bad days and I'm still affected by it. I try to take one day at a time and look after myself as much as I can and remind myself that I am digging myself out of a hole and each step forward, each pound paid off is a step towards financial peace. Good luck on your journey (and to everyone else on here!).
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    An odd day

    Not a bad day per se but odd. Final dentists visit in this session after 11 visits over 6 months, teeth are soooo much better now, and he gave me the moulds used for making the crowns, apparently I should keep them in case I lose the crowns (not unlikely). See if I can manage 6 months without back.

    Secondly came across papers relating to our joint wills. As this is a bit relevant to my lodger ex at the moment I though I would just check and realised that we have unsigned copies but no originals. I recall being told and paying for storage somewhere but where ? After a bit of research found the firm I though we with were with were liquidated in 1999. So looks like it's either pay £50 to search for a copy of the will which may or may not be retained somewhere, or confess to the ex - which is probably why he's the ex - that I screwed up again and he needs to write a new will... Oh joyful conversation line for tomorrow:(

    Just grateful I found out while he's still well enough for us/him to do something about it. Not so important if I don't have a will, nothing to leave but debt and no one who would be bothered! Not that he has anything either :(

    Rolling with the proverbial :o
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • FuzzyDF
    FuzzyDF Posts: 147 Forumite
    Sazzie23 wrote: »
    ANot so important if I don't have a will, nothing to leave but debt and no one who would be bothered!

    Rolling with the proverbial :o

    Sending you virtual hugs xxx
    LBM 2 June 2014
  • Monkeyballs
    Monkeyballs Posts: 1,935 Forumite
    Part of the Furniture Combo Breaker
    Sazzie23 wrote: »
    Not so important if I don't have a will, nothing to leave but debt and no one who would be bothered! Not that he has anything either :(

    And a Sazzie shaped hole :(

    MB of G x
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