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Will my girlfriend lose her council flat if i marry her? I own two properties.

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Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    tunnel wrote: »
    So you'd sell your business/income, take your wife out of social housing and rent/buy privately....really?

    Of course.

    There's really not that big an impact on the OP's finances, either.

    Let's say the OP's properties are each bringing in £500pcm income, and he'll be paying £400pcm rent on the HA flat. By moving into one of his own properties, his finances change by... £50pcm.
  • Morglin
    Morglin Posts: 15,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    makeyourdaddyproud wrote: »
    http://www.telegraph.co.uk/news/politics/council-spending/9275686/High-earning-council-tenants-will-face-paying-full-market-rate-for-homes.html

    That never happened, it got quietly dropped.

    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • Morglin
    Morglin Posts: 15,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    princeofpounds wrote: »
    Typically the 'full rent' for these properties is still ridiculously low


    Not always, my flat was built, by a HA, under some sort of Millennium thing, and we pay market rent for it.

    It was built to a high spec (some sort of design award competition) and we have a lot of extras not normally found in social housing, and we had to be vetted for it, but cheap, it ain't lol :eek:

    The advantages to us are a secure tenancy (for life) and landlords that take care of their responsibilities.


    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • debrag
    debrag Posts: 3,426 Forumite
    Annie1960 wrote: »
    Yes, because social housing is really supposed to be for vulnerable people, not people who already own two properties.

    Yes I know, the person who I was quoting stated 'full market rent' which isn't 100% true. I'm all for her moving out into one of his owned properties, renting somewhere at 'full market rent' or buying somewhere else.
  • tunnel
    tunnel Posts: 2,601 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    AdrianC wrote: »
    Of course.

    There's really not that big an impact on the OP's finances, either.

    Let's say the OP's properties are each bringing in £500pcm income, and he'll be paying £400pcm rent on the HA flat. By moving into one of his own properties, his finances change by... £50pcm.
    And how would he move into one of his properties if he's selling them(his business)

    He goes from £1k a month earnings with £400 rent down to living off his capital and interest again with £400 rent, wouldn't take long before he's frittered it away and needing social housing
    2 kWp SEbE , 2kWp SSW & 2.5kWp NWbW.....in sunny North Derbyshire17.7kWh Givenergy battery added(for the power hungry kids)
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    seven-day-weekend wrote: »
    Whilst there is an ethical element here, I do not see why the OP's fiancee should give up her secure tenancy because she is getting married, providing that the full rent is paid.

    It's in the fiancee's best interest to stay in the flat. While everyone hopes that a marriage will last, many don't.

    If she found herself in, say, five years' time divorced and having to start out again in privately rented housing, she would regret giving up her secure tenancy.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Morglin wrote: »
    The advantages to us are a secure tenancy (for life)
    And that "advantage" is one of the main reasons why social housing is unavailable to many of those who need it most. Because those who don't need it any more, due to changes in their circumstances, refuse to allow those who do need it to take advantage of it.
  • jannatiex4
    jannatiex4 Posts: 13 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    My situation is far from perfect
    * profit from renting are minimal
    * i owe more than the value of the houses

    However i believe my working salary will allow us to pay full rent on the council flat, like for many of us life is a struggle, i do not regard myself as a person with a disposable income.

    To the people saying that i should rent privately in the same area as my girlfriend. There is a massive rent different between private & HA full rent.

    If i cannot move into my partners council flat, due to me owning two properties, we will have to live in one of my flats which is not in a ideal area for children, has poor schools, and is far from her family.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    jannatiex4 wrote: »
    To the people saying that i should rent privately in the same area as my girlfriend. There is a massive rent different between private & HA full rent.

    Thank you for the confirmation that even the "full rent" is subsidised.
  • pollyanna24
    pollyanna24 Posts: 4,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beeg0d wrote: »
    no because when he moves in she will likly loose her housing benifit and so pay the HA the full market rent for the propety ;)

    My parents live in a HA house and receive no benefits towards their rent, i.e. housing benefit, but I know their rent is a lot lot lower than it would be if they were paying on the open market.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
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