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0% Interest on Purchases - Only 56 Days?
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14% isn't too much interest on a Mac, I'd go through them (believe barclays are the lender).
It could be worse, but if you can avoid paying it, then it's always best to do so
OP, are you not going to get a 0% overdraft when you go to uni? You could always use this to fund it (so long as your limit is high enough).Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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