We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Should you Remortgage? Guide
Options

MSE_Helen_S
Posts: 109 MSE Staff


Hi!
This is the discussion thread for the
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
Thanks folks,
This is the discussion thread for the
Should you Remortgage? guide.
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
Thanks folks,
Follow MSE on other Social Media:
MSE Facebook, MSE Twitter, MSE Deals Twitter,, Instagram, Pinterest
Join the MSE Forum
Get the Free MoneySavingExpert Money Tips E-mail
Flag a news story: news@moneysavingexpert.com
0
Comments
-
Hi,
My current 2 year fixed rate mortgage has come to an end with NatWest. I am now on their SVR, which is higher than the rate I fixed at.
If I fix again with NatWest and take out one of their fixed term products, the payments each month will be less than SVR, but since taking out the deal 2 years ago I have since took out a £20,000 loan with HSBC to pay off credit card bills which were accrued through carrying out work on the house.
Will this affect my chances of been able to remortgage? Do they run checks against you like that when you are already an existing customer? Should I just remain on the SVR?
Any help on this would be gratefully received0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards