Tennent wants to use house for childminding

bow74

I am currently lucky enough to have a good tennent renting my house. its our only house and we have only just started to rent it out so are not totally up on therules and regulations
She asked yesterday if she could start childminding from the property, is this a good or bad idea or does it open up a can of worms that is more likely to be more trouble than its worth in the long run?

AnnieO1234

If she's planning on setting up this sort of business it's clear she is planning on staying for the foreseeable future.

Some things to consider though:

Are there any restrictions on the property title?
How many people, what time of day etc?
Is it likely to cause problems with neighbours? Would she require planning permission also (don't take her word for it).
You will need to take an extra deposit in light of damage caused by kids, and obviously spell out fair wear and tear. You will need a solicitor for this to be done properly and she should cover those costs.
Finally, you will need to ensure she has sufficient public liability insurance as obviously it is your building. Again, consult a solicitor.
Oh, and you will need to make sure your landlords insurance provider is happy or what their requirements are.

Xx

Annie1960

You may also wish to contact the council to find out if it will affect council tax for the property.

slopemaster

My LL insurance does not cover use of the house as a business.
So I would definitely check yours

hazyjo

If it was a nursery, that's different. I don't think registering as a business applies to childminding. Correct me if I'm wrong! My mum certainly didn't have to when she qualified, but that was some years ago, and I'm sure I've heard the same on here before.

Do you mean you're not up on the rules and regs re childminding, or being a landlord?! If the latter, I'd be far more concerned about this!!! Won't list all the questions I want to in case I've misunderstood.

btw, not usually one for the grammar police, but I think in this case you should be aware it's spelt tenant.

Jx

CIS

You may also wish to contact the council to find out if it will affect council tax for the property.

Child minding won't affect the property for council tax purposes.

Leon_W

What if a child were injured by something the tenant may have caused but you are responsible for, say a bit of faulty wiring ?


It's a can of worms that as a landlord myself I wouldn't allow.

dodger1

Is there a BTL mortgage on the property? If so ask the lender if they allow this.

Pixie5740

I didn't know lager could mind children

Atomix

Good advice already - just my 2p - take a larger deposit to cover even more likely wear an tear.

Also - over insure the property for your own piece of mind.

Lastly - ensure the house is 100% kiddy proof (fill in pond, 30 miliamp trip switch on fuse box, etc etc etc) again for your own conscience - at the end of the day if a little un comes to harm, it will be on your conscience - who pays for it - dunno - but you need to look at the property differently.... From a safety point of view

bow74

hazyjo wrote: »

If it was a nursery, that's different. I don't think registering as a business applies to childminding. Correct me if I'm wrong! My mum certainly didn't have to when she qualified, but that was some years ago, and I'm sure I've heard the same on here before.

Do you mean you're not up on the rules and regs re childminding, or being a landlord?! If the latter, I'd be far more concerned about this!!! Won't list all the questions I want to in case I've misunderstood.

btw, not usually one for the grammar police, but I think in this case you should be aware it's spelt tenant.

Jx

Thanks. You have to love spell check it makes you look even more stupid sometimes. :eek: