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What happens to credit card debts when you die

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  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Anthorn wrote: »
    Can you imagine the headlines if an evil bank pursues a poor, recently bereaved widow for her husbands debt? In that case the bank might well choose to write off the debt in order to avoid such a circumstance.

    As already said, joint credit cards dont exist. That said, certainly in the 90s creditors often would request that the recently bereaved widow settled their partners sole debts.

    Back when I was a spotty teenager in a call centre the first question (after expressing your condolences) you were told to ask the bereaved partner when they called was if they could afford to pay off the debt and a good percentage would pay it off then and there.
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