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Virgin Credit Card

suedong
suedong Posts: 1,133 Forumite
I had a virgin credit card which I paid off in by balance transferring
the outstanding balance to a halifax credit card. I also have a 2nd credit card - Nationwide which is coming to the end of its 0% rate next month.

My question is it was 9 months ago when I cancelled my Virgin Credit Card (think part of the MBNA group). Can I apply for the same Virgin balance card again in this short period of time?
LUCK COMES TO THOSE WHO WAIT PATIENTLY :)

Comments

  • DesG
    DesG Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    According to some table I found somewhere, Virgin is:

    Virgin : 30 days after last statement

    No idea how accurate it is/if it is still current.
  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As your card is clear you can apply for another card from the MBNA stable at any time. They are also very good about splitting limits e.g. My new card had a limit of £12k and they were happy to transfer £6k from my other card so my overall limit with them remained the same. useful if you want to make several balance transfers to put all in one place or make a large purchase.
  • suedong
    suedong Posts: 1,133 Forumite
    Thanks for your kind helpful info, will apply to a new card then, just didnt want to get turned down just because I had one of their cards last year.
    LUCK COMES TO THOSE WHO WAIT PATIENTLY :)

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