We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

GAP insurance reclaim

I've read much about CPP and PPI reclaiming but has anyone attempted a reclaim on GAP insurance? Specifically on a car purchase?
I had it on a new car I brought ten years ago and wondering if I could attempt a reclaim under miss selling. I was young, naive and scared and talked into it at the time. I still have all the paperwork I ever got from the purchase of the car but I brought it way back in September 2004.
Just wondering if anyone has any information or success with this?

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just because you were young, niave, scared and talked into it, isn't a reason for miss selling.


    Presumably you were an adult when you signed for it. And the insurance would have paid out if need be.


    Youre gonna be flogging a dead horse. Sorry.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • kbotlive
    kbotlive Posts: 10 Forumite
    I was an adult yes, but what makes this different from claiming CPP/PPI? "Talked into it" is a legitimate reason on this website for making a case.
    I do fear I won't have a case, just interested in peoples thoughts or experiences.
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Was it the car dealer who "talked you into it"?
  • kbotlive
    kbotlive Posts: 10 Forumite
    Yes it was the car salesperson.
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Salesperson wont have been regulated 10 yrs ago, and can just dismiss your complaint.
  • kbotlive
    kbotlive Posts: 10 Forumite
    That is what I suspected, thank you for the information though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.