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Wednesday 4th June - What small DFW things will you do today?

mooomin
mooomin Posts: 13,703 Forumite
Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
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Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 4 June 2014 at 1:17PM
    Morning all :D

    Today's list from me is:
    • [STRIKE]Banking[/STRIKE]
    • [STRIKE]Charge phone at work[/STRIKE]
    • [STRIKE]Packed lunch[/STRIKE]
    • [STRIKE]Dinner from stores - slow-cooked chilli :)[/STRIKE] Bubbling away nicely
    • Walk to nearby theatre to pick up their Fringe programme to save the £3.50 postage cost
    • Walk at least four miles
    • [STRIKE]Check Adpoints[/STRIKE] Up to 34 for the week and my Nectar balance is finally over £30 :D
  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    Another NSD
    Dinner from the freezer
    Sort out some more stuff to car boot on Sun

    That's my list for today. HB
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Morning everyone.

    Hope everyone is well.

    Today's little list:

    * all meals from stores
    * go to job 1 and 2
    * all surveys available
    * Swagbucking
    * use montly bus pass
    * look in charity shops for a dress to wear to a wedding. I refuse to pay between £65 and £100 for a dress :eek:
    * look for ys at work tonight.

    Have a good day all
    Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
    Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.65
  • Morning :wave: thanks for starting us off moomin!

    Hi Historybuff :wave: I just checked out your thread from the weekly newsletter :)

    Things for today:

    * bath & wash hair, have important meeting later
    * work from home in morning
    * start job application. Must get better at these! I seem to be continually doing them like crazy at the last minute :o
    * all meals from stores
    * fish out of freezer for fish pie tonight
    * check onepoll
    * text friend who hasn't replied re a being a character reference
    * decorating tonight
    * load of washing & hang on heated dryer
    * do a job search
    * read Martin's newsletter
    * check banking & cc statement
    * pay x2 cc payments

    Think that's my lot for today. Happy hump day everyone x
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 4 June 2014 at 9:24PM
    Good Morning All

    moomin - Thanks for starting us off

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Planning a quiet day as having real trouble shaking off this viral infection (had 4 weeks now), physio cancelled due to them not having enough staff to the ratio of patients :( . My list:
    Check Banks - Done
    Check swapits - Done
    Packed lunch for DH & DS - Done
    All meals from cupboards/freezer - Done
    Bake - Apple & oat tray bake (again)
    Filing & Shredding -
    Clear emails (& unsubscribe any no longer wanted) -
    Knit - Done a bit (making a pouffe for sons room - £110 in n*xt)
    Enter a few comps - Done a couple
    Read book from stash - In progress
    Check www.freepostcodelottery.com - Done

    Have a great day, love you all xx

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • I just picked up a voicemail from HR for the application I submitted on Monday. Need to call back this morning, but am assuming it's an invite to interview...
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ooh good luck :D
  • Morning everyone!

    I am at home as have GP apt at 10.20 (chest sounds like an old boiler). My two colleagues who work in next door offices have both been diagnosed with bronchitis and put on antibiotics. It sounds like a dog kennels down our corridor with all the barking!

    So I'm not sure what my list is today. I'll need to spend some money on a prescription and some more ibruprofen/paracetamol/lozenges (which are keeping me going).

    If I feel well enough later I should go to work but I also really need to do some cooking (pasta sauce and soups to use up veg and maybe some more bread).

    I may just rest and get son 1 to cook (he is in the bad books for raiding his savings again - he only got paid 10 days ago!).

    Hope you got an interview DNMS and good luck for later.

    x
  • princess_pea
    princess_pea Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi Everyone,

    I haven't been on here for a little while as I've just been manically busy with one thing and another - so I hope to get back into the swing of things

    - I overslept this morning and woke up at 8.50am :eek: I'm suffering from really bad insomnia at the minute so am having trouble waking up after I eventually get to sleep. Ooopsie! Thankfully work are understanding
    - LSD today (bought a jar of coffee this morning)
    - All meals from stores
    - Updated my signature, I'm over the 50% paid off mark :j
    - Surveys still to do - I've slipped with these recently
    - Free postcode lottery done - the postcode today is just down the road from me!
    - Email dissertation tutor with a couple of draft chapters
    - Put a wash on when I get home after work. I usually set the wash to come on through the day but I didn't have time this morning... :o
    - My TV is on it's way out and my friend has kindly lent me a nice little flat screen to use until I can save up for another. Snazzy! I picked it up last night so can set it up tonight

    Have a great day everyone :)
    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

    Debt-Free Wannabe Diary
  • MinnieMousesMummy
    MinnieMousesMummy Posts: 1,785 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 4 June 2014 at 9:33PM
    Good afternoon everyone,
    Moomin - Thanks for starting us off today.

    My list for today:

    Attend college (got to do an assessment and get the results of one done yesterday)DONE
    House sitDONE
    Sort Avon books ready for going out
    Look into getting a new mobile (the screen in my current one is damaged)
    Check bankDONE
    Do washing and ironing for clients
    Do work on my website
    Do accounts work that is required
    Schedule new work that has come inDONE
    Do some revision for assessment that I have on FridayDONE
    Sort out paperwork for school competitionDONE
    Sort out birthday presents for dd
    All meals from storesDONE

    I think that is everything that I need to get done today. Hope everyone has a good Wednesday x
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