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Equifax refusing to correct incorrect electoral roll data

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I have been on electoral roll at my current address continually for 4 years. From 2010-13 under my maiden name and then further to marriage in 2013 under my married surname. I informed the electoral services team at my council and filled out a form linking my 2 surnames so they knew the married surname was still fine. The electoral roll was updated no problem and there is a continuous record of me being at this address for 4 years. Equifax have acknowledged all the dates I am on the electoral roll and showing all the dates on my credit file but they are flagging up an alert on my report stating total time at my current address as 1 year. I have raised a complaint with them because they have acknowledged it is me under both surnames but they are refusing to show the correct total number of years which should he 4 years. They are really annoying me as clearly I am still the same person since marriage and they have acknowledged this but are refusing to correctly add up the number of years at my address correctly. Experian are showing the data correctly

Who is their regulatory body as I want to pursue this further

Comments

  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    catlady12 wrote: »
    Who is their regulatory body as I want to pursue this further

    From the point of view of data accuracy they are "theoretically" accountable to the Information Commissioner's Office, but in practice they are a law unto themselves.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shouldn't make any difference when applying for credit.
  • rizla_king
    rizla_king Posts: 2,895 Forumite
    https://equifaxuk.custhelp.com/app/answers/detail/a_id/225/~/whats-the-equifax-complaints-procedure%3F

    How to take your formal complaint further

    If we’ve sent you our final response or it’s been more than eight weeks since you made your complaint, you can ask the Financial Ombudsman Service to investigate this for you. Please find contact information below.

    Financial Ombudsman Service

    South Quay Plaza

    183 Marsh Wall

    London, E14 9SR

    Telephone: 0845 080 1800

    E-mail: complaint.info@financial-ombudsman.org.uk

    Website: http://www.financial-ombudsman.org.uk





    The Information Commissioner’s Office provides Equifax with a Data Protection Licence and regulates us to ensure the way we manage your information complies with the Data Protection Act. If you have a concern about the way in which Equifax deals with your data, the Information Commissioner’s Office ask that you raise your concern with us first. It will always refer your concerns back to us in the first instance.

    If you’ve already raised your concern with Equifax and have decided to contact the Information Commissioner’s Office, they’ll ask that you include copies of:

    · Any documents you have relevant to your complaint

    · The correspondence you’ve had with Equifax about your complaint

    Their contact details are:

    First Contact Team
    Information Commissioner’s Office
    Wycliffe House
    Water Lane
    Wilmslow
    Cheshire
    SK9 5AF

    Telephone: 0303 123 1113

    E-mail: casework@ico.org.uk (you need to add a subject line of ‘Report a Concern’)

    Website: http://ico.org.uk/
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
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