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Credit card transfer
basil1
Posts: 49 Forumite
in Credit cards
Hello
Can anyone advise me? My Tesco credit card 0% rate expires in October and I still have £3,500 left to pay on it. I have applied for a couple of cards online but am only being offered £1800 and £1500. I don't want to keep applying as it will affect my credit rating. How do I switch to another 0% card with the amount still owing above. Is it possible and can anyone advise me?
Many Thanks
Can anyone advise me? My Tesco credit card 0% rate expires in October and I still have £3,500 left to pay on it. I have applied for a couple of cards online but am only being offered £1800 and £1500. I don't want to keep applying as it will affect my credit rating. How do I switch to another 0% card with the amount still owing above. Is it possible and can anyone advise me?
Many Thanks
0
Comments
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I would take the ones you've been offered - it will cover most of it and better than getting nothing.
You're unlikely to do better with repeated searches.0 -
Deleted_User wrote: »I would take the ones you've been offered - it will cover most of it and better than getting nothing.
You're unlikely to do better with repeated searches.
Also, OP's been offered £1800 and £1500 = £3300. I'd just take those two cards and pay off the difference.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
What does "also" mean?
How does what you say add anything to "it will cover most of it"?!0 -
I think I got confused, I was reading another thread and then came on this one. Must have got confused with what was said!What does "also" mean?
How does what you say add anything to "it will cover most of it"?!Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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